Terms & Conditions

Effective Date: September 30, 2023

Company: Bankruptcy Be Gone LLC
Address: 62 Walnut Ave, Unit 65457, Hampton VA 23665
Email: [email protected]
Website: https://www.bankruptcybegone.com

Acknowledgment

By submitting payment or enrolling in any service plan, you confirm you have read, understood, and agree to all Terms & Conditions contained herein. Your use of our Services constitutes your digital signature under the U.S. ESIGN Act.

Scope of Service

Bankruptcy Be Gone LLC (“Company,” “we,” “us,” or “our”) provides AI-assisted document-preparation and administrative dispute support designed to help consumers identify and challenge inaccurate bankruptcy reporting with Experian, Equifax, and TransUnion. We are not attorneys, tax advisors, or legal representatives. Our services are limited to documentation and credit-report dispute support under the Fair Credit Reporting Act (FCRA).

Service Packages & Pricing

Premium Chapter 7 Removal — $695
Enhanced Chapter 7 Removal w/ AU Boost — $995
VIP Chapter 7 Elite Package — $1,495

Each package includes varying levels of dispute support and educational credit-building resources as described on our website. Prices may change, but confirmed purchases lock the rate at the time of order.

Payment Plans

50 % deposit due at signup.
Remaining balance split into two equal installments auto-billed through Stripe. If any payment fails or is canceled, service pauses until balance is restored. Refund eligibility applies only after full payment is received.

Refund Policy

If Bankruptcy Be Gone LLC cannot remove the bankruptcy after completing the full dispute process, the client is eligible for a full refund minus postage and administrative costs ($9 per certified letter sent).

Refund eligibility requires that the client:

Provide all requested documentation.
Avoid filing duplicate disputes with credit bureaus during our process.
Submit a refund request via email to [email protected]. Refunds are processed only after all dispute cycles are complete. Goodwill refunds may be issued at our sole discretion.

Estimated Timelines

Average completion time is 6 – 12 months depending on bureau response times and client cooperation. No fixed completion date is guaranteed.

Authorized User Tradelines & Partners

Some plans include authorized-user (AU) tradelines through our partner HopOnMyCreditCard.com. Availability, pricing, and posting times are managed independently by that provider. Adding AU tradelines does not guarantee any credit-score increase.

Results Disclaimer

Results vary per individual credit file. We make no guarantee of specific score increases, loan approvals, or financial outcomes.

Client Responsibilities

Clients agree to:

Provide accurate and truthful information.
Respond promptly to document requests.
Avoid duplicate bureau disputes while our process is active.
Keep contact information current. Failure to cooperate may delay results or void refund eligibility.

No Legal Advice & No Attorney-Client Relationship

All information provided is for educational purposes only and should not be interpreted as legal advice. If legal counsel is needed, consult a licensed attorney.

Limitation of Liability / No Monetary Damages

Bankruptcy Be Gone LLC, its owners, employees, contractors, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from use of our services. This includes but is not limited to loss of income, business opportunities, credit denials, or emotional distress. You expressly waive any right to monetary damages of any kind. If liability is ever found, it shall be limited to the amount paid to the Company for the specific service in dispute.

Indemnification

You agree to indemnify, defend, and hold harmless Bankruptcy Be Gone LLC and its officers, owners, affiliates, employees, contractors, partners, and vendors from any and all claims, losses, damages, liabilities, costs, and expenses (including attorney fees) arising from:

Your use or misuse of our services;
Your breach of this Agreement;
Your violation of any law or third-party rights. This obligation survives termination of the business relationship.

Arbitration Only – No Lawsuits

All disputes, claims, or controversies arising out of or related to our services shall be resolved exclusively through private binding arbitration in Hampton, Virginia under the rules of the American Arbitration Association.

No court lawsuits, jury trials, or class actions are permitted.
Each party bears its own legal costs unless otherwise determined by the arbitrator.
Arbitration is final and confidential. By agreeing to these Terms, you waive any right to sue Bankruptcy Be Gone LLC or its affiliates in any court of law.

Waiver of Class Action & Jury Trial

You waive the right to participate in any class, collective, or representative action and to a trial by jury for any claim arising out of these Terms or our Services.

No Third-Party Liability

You agree not to hold liable any affiliates, partners, vendors, or individuals associated with Bankruptcy Be Gone LLC. Your agreement is solely with the Company.

Communication Consent

By using our Services, you consent to receive communications via email for project updates, requests, and notices. You may unsubscribe from marketing emails at any time.

Confidentiality & Data Security

All client information is confidential and used only for dispute processing. Data is encrypted and stored securely. We never sell or share personal information.

Governing Law

This Agreement and any dispute arising from it shall be governed by and construed under the laws of the Commonwealth of Virginia.

Modification of Terms

Bankruptcy Be Gone LLC may update these Terms at any time. Revisions take effect upon posting to our website. Continued use of Services constitutes acceptance of any updates.

Entire Agreement

This document constitutes the entire agreement between you and Bankruptcy Be Gone LLC and supersedes all prior discussions or understandings

Client Acknowledgment

By ordering or paying for any service from Bankruptcy Be Gone LLC, you acknowledge that you have read, understood, and agree to these Terms & Conditions in full, including all waivers of lawsuit and indemnification provisions.