Privacy Policy

Effective Date: September 30, 2023

Company Name: Bankruptcy Be Gone LLC

Address: 62 Walnut Ave, Unit 65457, Hampton, VA 23665

Website: https://www.bankruptcybegone.com

Purpose of This Policy

This Privacy Policy explains how Bankruptcy Be Gone LLC (“Company,” “we,” “our,” or “us”) collects, uses, stores, and protects your personal information.

We take privacy seriously and comply with all applicable laws including the Fair Credit Reporting Act (FCRA), Virginia privacy laws, and, where applicable, the California Consumer Privacy Act (CCPA).

By using our website or purchasing our services, you consent to the terms of this Privacy Policy.

Information We Collect

We collect only the information necessary to deliver our credit dispute and administrative

support services effectively.

We may collect:

Name, address, phone number, and email
Date of birth (for identity verification)
Credit report copies or login credentials to view them (only if client provides)
Payment details (processed securely through third-party providers like Stripe)
Service history, communication records, and dispute progress data

We do not collect or store Social Security Numbers unless voluntarily provided for dispute

documentation purposes, and such information is encrypted and deleted once no longer

needed.

How We Use Your Information

Your information is used exclusively to:

Prepare, manage, and track credit-report disputes
Communicate with you regarding service progress
Send invoices, receipts, or payment confirmations
Provide updates and educational materials about credit repair and rebuilding
Comply with applicable laws and verify identity for dispute accuracy

We never sell, trade, or rent your personal data to third parties for marketing or solicitation.

How We Protect Your Information

We use multiple layers of protection to safeguard client data:

Encrypted databases and secure cloud storage
Password-protected systems and limited staff access
Encrypted email communication when handling sensitive documents
Secure payment processing through trusted providers (e.g., Stripe, PayPal)

Your data is stored only as long as necessary to complete services or meet legal recordkeeping obligations.

Sharing Information with Third Parties

We may share limited data only with trusted partners who help deliver our services, such as:

Credit bureaus (Experian, Equifax, TransUnion) for dispute processing
Authorized mail carriers for certified correspondence
Payment processors for billing transactions
HopOnMyCreditCard.com (if included in your plan) for authorized-user tradeline
placement

All partners are required by contract to maintain confidentiality and data security.

Your Rights & Choices

Depending on your location and applicable law, you may have the right to:

Request access to your personal data
Request correction or deletion of your data
Withdraw consent for data use (which may limit our ability to perform services)
Request a copy of your dispute history

To exercise these rights, email us at [email protected].

We respond within 30 days of receiving verified requests.

Cookies & Website Tracking

Our website may use cookies and analytics tools to understand traffic and improve user experience.

These tools collect anonymous data such as pages visited, time spent, and browser type — not your personal or financial data.

You can disable cookies through your browser settings at any time.

Payment Security

All payments are processed through Stripe, a PCI-DSS compliant payment processor.

We do not store your credit card information on our servers.

Stripe encrypts and secures payment details according to industry standards.

Children’s Privacy

We do not knowingly collect personal information from anyone under 18 years old.

If we learn that a minor has submitted personal data, it will be deleted immediately.

Data Retention

We retain client information only for as long as necessary to:

Complete services
Comply with applicable recordkeeping laws
Defend against potential legal claims

After completion, sensitive information (including credit reports or IDs) is permanently deleted from our system.

Updates to This Policy

We may update this Privacy Policy periodically to reflect changes in practices or legal

requirements.

All updates will be posted on our website with a revised “Effective Date.”

Your continued use of our website or services after updates constitutes acceptance of the

revised terms.

Contact Us

If you have any questions or concerns about this Privacy Policy or how your data is handled,

Bankruptcy Be Gone LLC

📧 Email: [email protected]

📬 Address: 62 Walnut Ave, Unit 65457, Hampton, VA 23665

Client Acknowledgment

By using this website or purchasing our services, you acknowledge that you have read, understood, and agree to this Privacy Policy.